Disability
We specialize in the individual, corporate and group disability insurance arenas. We review all available disability insurance contracts in today’s marketplace to see what pricing and contract language is best for you, your company and your employees.
Individual disability insurance is probably one of the most important forms of insurance that one should own. This insures your income in case of an accident or sickness. In actuality, would you insure the goose that lays the golden egg or would you insure the golden egg?
Implementing an executive group disability insurance program gives you access to heavily discounted pricing, more liberal contractual language, proprietary products and higher maximum benefit limits.
Several forms of disability insurance exist to protect businesses in the event a key emplpoyee or business owner/partner becomes disabled, including:
- Business Overhead Expense
- Business Partner/Stock Buy-Out
- Key Person
Being prepared can make a big difference. Employers must weigh their choices carefully, balancing cost and administrative burdens with adequate coverage and return-to-work incentives. There are these and many other factors to consider. Our firm is prepared to help you find the right protection for you, your business and your employees.
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